Terms and Conditions

By accessing and using this Site, you accept and agree, without limitation, to the following:

Terms & Conditions

LAST UPDATED: 10/15/2021

1. Acknowledgment

Sierra Deals (“we” or “our”) owns and operates the website located at Sierra Deals, (the “Site”). Sierra Deals provides and maintains this site for your information, conditioned on your acceptance, without modification, of the terms, conditions, and notices contained in this agreement (“Terms of Use”). By accessing and using the Site, you accept and agree, without limitation, to the following:

2. Agreement

By using the site, you will be acknowledging that you have read this agreement and agreed without limitation or qualification, to be legally bound by this agreement and the terms of our privacy policy. These Terms of Use contain a mandatory arbitration provision that requires you to arbitrate individually any disputes or claims you may have with us and waives your right to participate in a class action or multi-party arbitration. If you do not wish to be bound by these terms of use, you may not access or use the site. We may, from time to time, make changes or additions to this agreement, and your continued use of the site after we make such changes or additions will signify that you agree to such changes or additions. You should therefore periodically visit this page to review the current terms of website use.

3. Products and Services

You understand and agree that Sierra Deals is not a lender and is not the creditor for or issuer of, any of the products featured on the Site. Any products or services advertised at this site or made available to you by any of our partners after you leave the Sierra Deals site, are by and remain the sole responsibility of the respective product vendors and service providers.

4. Acceptance Policy

Sierra Deals cannot guarantee that your request for a loan will be approved by a lender. Sierra Deals is not responsible for requests that cannot be funded or for unsuccessful funding requests arising from an applicant’s ineligibility to qualify for the funding opportunity.

5. Restrictions

You must be 18 years or older to use the Site. You agree not to use this site or any content contained in it for any illegal or inappropriate activities.

6. Compliance With Laws

You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of the Site and your use of products or services through the Site’s third party affiliates. Sierra Deals may, in its sole discretion, report actual or perceived violations of law to law enforcement or other appropriate authorities. If Sierra Deals becomes aware, through a complaint or otherwise, of any potential or suspected violation of these Terms of Use or of its Privacy Policy. Sierra Deals may (but is not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action. During the investigation, Sierra Deals may suspend services to any consumer being investigated and/or remove any material related to the aforementioned consumer from Sierra Deals services. You agree to cooperate fully with any such investigation. You acknowledge that violations of the Terms of Use or the Privacy Policy could be subject to criminal or civil penalties.

7. Intellectual Property

The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by Sierra Deals, its licensees, or other third parties who have authorized use of such properties on the site. Sierra Deals grants you permission to view and make copies of documents, pages, images or other materials or content on this site for the purposes of submitting a request for a loan from Sierra Deals or its affiliates for your non-commercial, personal use. Sierra Deals reserves all other rights in this web site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of Sierra Deals. Except as expressly provided on this site, nothing contained on this site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.

8. Disclaimer of Warranties

Sierra Deals uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. Sierra Deals makes no representations regarding the use or results of any content on the site as to its accuracy, reliability, or any other matter. We do not warrant that access to or use of the site or services will be uninterrupted or error-free or that defects or errors in the site or services will be corrected. This site, including any content or information contained within it or any service, is provided “as is,” “as available” with all faults, with no representations or warranties of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, quality of information, quiet enjoyment, title, and non-infringement. We do not warrant the accuracy, completeness, or timeliness of the information obtained through the site. We do not warrant that files available for download will be free of viruses, worms, trojan horses, or another destructive programming. You are responsible for implementing procedures sufficient to satisfy your needs for data backup and security.

9. Limitation Of Liability

Except where prohibited by law, neither domain, nor its directors, officers, employees, agents, contractors, successors or assigns thereof, shall be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits arising out of or in connection with this site, the services or content, or your inability to access or use any of the foregoing, or any other error, omission, interruption, defect, delay in operation or transmission, computer virus or failure, even if we have been advised of the possibility of such damages. Unless otherwise expressly set forth in a written agreement between you and us, our maximum liability for all claims arising out of or relating to this site, the services, submissions or the content, whether in contract, tort or otherwise will not exceed the greater of one hundred dollars ($100) or the amount you have paid us in the past twelve months with respect to the incident given rise the cause of action.

10. Third Party Content

Except where prohibited by law, neither domain, nor its directors, officers, employees, agents, contractors, successors or assigns thereof, shall be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits arising out of or in connection with this site, the services or content, or your inability to access or use any of the foregoing, or any other error, omission, interruption, defect, delay in operation or transmission, computer virus or failure, even if we have been advised of the possibility of such damages. Unless otherwise expressly set forth in a written agreement between you and us, our maximum liability for all claims arising out of or relating to this site, the services, submissions or the content, whether in contract, tort or otherwise will not exceed the greater of one hundred dollars ($100) or the amount you have paid us in the past twelve months with respect to the incident given rise the cause of action. The Site may contain links to sites maintained by third parties. Sierra Deals is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.

11. Use of Privacy Policy

Our Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through the Site in accordance with the Privacy Policy. The Privacy Policy sets out your rights and Sierra Deals responsibilities with regard to your personal information. Sierra Deals will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. You agree that Sierra Deals, in its sole discretion, may modify the Privacy Policy, and you further agree that, by using the Site after such modifications become effective, you have agreed to these modifications. You acknowledge that if you do not agree to any such modification, you will terminate use of the Site.

12. Site Use

Sierra Deals is not your agent, nor is it the agent of the issuer of any payday loan or any supplier with respect to your decision to obtain a personal loan or other financial offering. Sierra Deals may receive compensation for third parties for goods, facilities or services that Sierra Deals provides to third parties under separate contract. Such goods, facilities or services may or may not relate in any way to your use of the Site. You agree to any such compensation arrangement whether or not related in any way to your use of the Site.

13. Indemnification

By using the Site, you agree to indemnify and hold Sierra Deals, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site, including providing a link to another site or uploading any content to the Site.

14. Law and Venue

These Terms of Website Use and the relationship between you and Sierra Deals shall be governed by the laws of the State of Washington, without regard to conflict of law principles. Sierra Deals makes no representations that the content in the Site is appropriate for access outside the United States. Those who choose to access the Site from outside the United States do so on their own initiative and are responsible for compliance with local laws. If any provision within this Terms of Use is held to be invalid or unenforceable, such provision shall be struck and all remaining provisions shall be enforced.

15. Dispute Resolution

If you have any dispute concerning any aspect of these terms of website use, the website, or any of our services, you agree to submit your dispute for resolution by arbitration before the American arbitration association (“Aaa”) in the county where you live by filing a demand for arbitration. The arbitrator will have exclusive authority to resolve any dispute including any claim that all or any part of these terms of website use is unenforceable. Opt-out of arbitration/class action waiver. These terms and conditions do not constitute a waiver of any of your rights and remedies to pursue a claim individually and not as a class action in binding arbitration as provided above. This provision preventing you from bringing, joining, or participating in class action lawsuits is an independent agreement. You may opt-out of these dispute resolution provisions by providing written notice of your decision within thirty (30) days of the date that you first register on the site. You acknowledge and agree that, via your acceptance of these dispute resolution provisions, you waive any right to a jury trial, as well as your right to bring, join or participate as a plaintiff or a class member in a class action suit or multi-party arbitration brought against us, any person related to us or a service provider used by us to provide the service.

16. Violation of The Terms Of Use

By using the Site, you understand and agree that Sierra Deals, at its sole discretion and without prior notice, may terminate your access to the Site and to any services offered on the Site, and may remove any content you have provided if Sierra Deals believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, that your conduct is disruptive, or you have violated the law or the rights of Sierra Deals or another user.

17. Modification

Sierra Deals reserves the right to modify these Terms of Use from time to time. Your use of the Site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.

18. Miscellaneous

All rights not expressly granted are reserved to Sierra Deals. The headings used in these Terms of Use are intended for convenience only, and shall not affect the construction and interpretation hereof or thereof. A party’s failure to insist upon or enforce strict performance of any provision of the Terms of Use shall not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and therein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.

19. Contact Information

Sierra Deals is always willing to answer your questions or concerns about this site. Please email us at [email protected]. If you have questions relating to the terms of your loan, please contact your lender directly.

Loans Disclaimer

LAST UPDATED: 10/15/2021

1. Disclaimer

The operator of this website is NOT a lender or a broker and does not make offers for loans. Consumers who arrive at Sierra Deals through a paid Google advertisement, will be redirected to a partner who will connect customer with a lender. If connected with a lender or a lending partner, are redirected only to lenders or partners who offer loans with an annual percentage rate (APR) of no more than 35.99%, including all applicable fees. Loans range from 100 to 10,000 and repayment lengths range between 61 days and 84 months. For example, a $5,000 loan repayable in 36 months with an interest rate of 4.5% would have a monthly payment of around $148.73. The total amount paid for the loan would be $5,354.45. The actual amounts, terms, and APR a customer can qualify for will vary based on credit scores and state laws. This service is not available in all states.

2. Usage

By using our content and services, you agree to our Terms of Website Use, Privacy Policy, and Disclaimer. Testimonial Disclaimer: These are not actual testimonials, but they are representative of Sierra Deals services. *Receiving funds on the next business day is subject to the time of the request. Sierra Deals cannot determine or influence the amount of money you may receive from using our referral services. Sierra Deals has no control over the rates and fees each lender charges, we urge you to carefully review the terms associated with the offer before accepting or declining. Please remember that you are never under any obligation to accept an offer from a lender and you can cancel the entire process at any time. Sierra Deals cannot be held accountable for any charges or terms presented to you by a lender, and we are in no way responsible for any agreement between you and a lender.

3. Terms

Please note that lender terms may vary, and lenders may use different criteria to determine whether an applicant is eligible for a loan. If you are not chosen by a lender in the participating lender network, your information may be offered to participating third party advertisers and generators for consideration. Some of the lenders might perform a credit check before making their decisions using the three major reporting bureaus like, TransUnion, Experian and Equifax, as well as other alternate sources of consumer information. In the end, your credit rating may be impacted by a particular lender’s actions. If you do not pay back your loan by the specified due date, your lender may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your rating. In some cases, you may be given the option of obtaining a loan from a tribal lender. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.

Advertising Disclosure

LAST UPDATED: 10/15/2021

1. Disclosure

Sierra Deals is a private publisher of various offers, not an finantial advisor. All of our offers, tools and other content are provided to you for free, as self-help tools and for informational purposes only. They are not intended to provide investment advice. Sierra Deals does not and cannot guarantee the accuracy or applicability of any information in regard to your individual circumstances. Examples are hypothetical, and we encourage you to seek personalized advice from qualified professionals regarding specific investment issues. We believe everyone should be able to make financial decisions with confidence. The information we provide and the tools we create are objective, independent, straightforward — and free. How do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice. Our partners cannot pay us to guarantee favorable reviews of their products or services.

Cookie Policy

LAST UPDATED: 10/15/2021

1. Cookies

A cookie is a bit of data that is placed on your computer by a website for tracking purposes. Essentially, the website can send information to your computer and your computer can send information back to the website via this cookie. This information is exchanged for the purposes of authentication, user session identification, user preferences, saving login information and some additional website optimization designed to improve the user experience. You have the right to reject cookies from our website, but if you choose to do so, you may not have access to the full range of products, services, and features we provide. Sometimes, cookies may be used to track and target your interests. In this case, your personal information may be tied to these cookies. However, all of the above rights regarding opt-out, unsubscribe, and the right to delete information still apply.

Third Party Links

LAST UPDATED: 10/15/2021

1. Links

This site also provides links to external sites, and our Privacy Policy does not cover these websites. Should you choose to leave Sierra Deals via a link you find on our site, you should read and review the Privacy Policies associated with these websites thoroughly, as they may contain different terms.